Okay, so, I suppose I'm not the only guy on here with a weakness for blowing money I don't have on motorcycle parts. As much fun as it is to slag on ebay, sometimes, well you know...
My point is: Capital One are a bunch of BASTARDS. I always pay at least 1 1/2 times the minimum payment and I always pay on time. Well, almost always on time. Last month, I zoned and almost forgot to make my payment, so I paid a HALF HOUR late (that's right, my online payment receipt says "5:32 pm"), on the day it was due, on a Wednesday (in other words, next day was a business day). Got hit with a $40 late charge AND this "delinquency" was reported on my credit rating.
Now, I don't expect any sympathy from a fucking bank. And I realize the late charge and the delinquency reporting processes were both probably completely automated. But that shit is just COLD.
Honda go sideways!
http://groups.google.com/group/co-ohvinmoto
My point is: Capital One are a bunch of BASTARDS. I always pay at least 1 1/2 times the minimum payment and I always pay on time. Well, almost always on time. Last month, I zoned and almost forgot to make my payment, so I paid a HALF HOUR late (that's right, my online payment receipt says "5:32 pm"), on the day it was due, on a Wednesday (in other words, next day was a business day). Got hit with a $40 late charge AND this "delinquency" was reported on my credit rating.
Now, I don't expect any sympathy from a fucking bank. And I realize the late charge and the delinquency reporting processes were both probably completely automated. But that shit is just COLD.
Honda go sideways!
http://groups.google.com/group/co-ohvinmoto